Wire Fraud Detection
Evaluate sellers’ and payoffs wire instructions for the risk of fraud using a multivariable assessment
Instantly place orders with title partners and give clients access to real-time progress updates and paperless, error-free closings
Build and deliver custom, on-brand, and modern closing experiences using Qualia’s flexible infrastructure
Scale your underwriting business with modern title agency management and operations all in one place
Leverage a turn-key distribution platform that gives you instant access to thousands of clients
Get the transparency, speed, and real-time communication you want when purchasing or refinancing a home
Related Resources
The Shield Difference
Evaluate sellers’ and payoffs wire instructions for the risk of fraud using a multivariable assessment
Verify any transaction party is holding a valid, government-issued ID in their name via ID scanning and facial recognition technology
Automatically and digitally request and collect earnest money deposits
Get alerts the moment incoming funds become available and securely send outgoing wires to your bank
Shield evaluates wire instructions for the risk of fraud via a multivariable assessment, including routing number, account number, account ownership, and review of other fraudulent patterns.
Users scan their IDs via mobile phone, and Shield provides an analysis of the barcode to determine if the ID is government issued or not. Shield also scans facial geometry and calculates a similarity score between the photo ID and the facial scan.
Automatically prompt buyers to submit earnest money deposits in a secure portal the moment you open an order. Give buyers the flexibility to link their desired bank account via a Stripe integration or upload an image of a check.
Confirmation of EMD submission is automatically sent to the buyer. Shield will then automatically deposit the check into your chosen bank account. Once the check clears, the check will be marked as cleared in Qualia.
Incoming wire data will flow directly into a centralized queue in your title production software throughout the day. Shield will notify users and suggest accounting items to match to incoming wires.
Send wires to your bank’s approval queue in just a few clicks. Materially reduce the potential for employee errors as well as the amount of time your team spends rekeying information.
Some features available only with participating bank partners
With Shield, sellers provide bank details in just a few clicks, giving you the peace of mind you need to send funds and complete the transaction.
Send wire transfer instructions to clients in a secure, password-protected portal. Buyers have peace of mind knowing the wire instructions are authentic and coming from you.
Unlike other tools that utilize Knowledge-Based Authentication (KBA), Shield looks directly at the barcode on scanned IDs and will verify the person presenting it with 99% accuracy.
Shield provides a low, medium, or high wire fraud risk assessment for sellers and payoffs. A detailed PDF summary of the results will be generated automatically and added to the documents section.
You and any designated members of your team will receive a notification when fraud or suspicious activity is detected.
Eliminate the need for paper checks for buyers and provide the option to generate a check digitally from their mobile phone.
Your clients have the flexibility to upload an image of a paper check on their mobile phone. No more driving to the bank or your title company to drop off a check in person.
Get notifications in Qualia as wires become available throughout the day. Send wires to your bank’s approval queue in just a few clicks.
Educate buyers on the risks of wire fraud the moment the transaction begins with a two minute video.
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Get in touch with a member of the Qualia team to learn more about Shield